Overseas Student Health Cover (OSHC)

Overseas Student Health Cover (OSHC) is a compulsory health insurance plan designed to minimise your health care costs when you study in Australia. It is an Australian government requirement that you purchase OSHC for the duration of your Student visa. If you do not have valid OSHC, your Student visa may be cancelled.

The University has chosen Allianz Global Assistance as preferred OSHC provider because of the level of coverage provided by their Overseas Student Health Cover (OSHC) Standard and Essentials policies.

What does my OSHC cover?

If you need to go to the doctor or to a hospital while you are in Australia, OSHC will cover 85% of the base rate you are required to pay. If doctors charge more than the base rate, you must pay the additional costs.

It is important to know that OSHC does NOT cover all medical bills. It does not cover pre-existing medical conditions for the first 12 months of your policy, optical, dentistry or majority of injections/inoculations.

Find out more about what your OSHC will cover.

Students who arrange OSHC via ACU will also have access to:

  • On-campus support for Allianz Global Assistance policy holders; and
  • A large network of medical providers
  • Essentials policy holders will also be waived of waiting periods on pre-existing psychiatric or pregnancy conditions.

Overseas Visitor Health Cover (OVHC)

If you are studying at ACU on a Visitor visa or if you have graduated from ACU and are now applying for a Post-Study visa, you might need to arrange appropriate health and/or travel insurance for the duration of your stay in Australia. ACU can assist you by arranging Overseas Visitor Health Cover (OVHC) – Visiting Visa or Working Visa for you with Allianz Global Assistance.

Should you have any questions, please contact Allianz Global Assistance

How much does my health cover cost?

The cost for your health cover will be detailed on your offer letter or invoice. If you are applying to study at ACU, you can pay the fee when you pay your tuition deposit, and ACU will arrange your health cover with Allianz Global Insurance. Your health cover will be valid from the date you arrive in Australia. When you arrive at ACU, you will be able to obtain your official health cover card.

Post-Study visa holders wanting to arrange OVHC can directly e-mail the International Finance team at international.finance@acu.edu.

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