Learn more about strategies to make your super work for you! See the listings below for UniSuper events for staff in November. If you have any questions or require further information, please contact Lyna Marasigan, Senior Administrative Officer (Remuneration and Benefits), on ext 4343.
UniSuper 101 – an introduction
UniSuper offers flexible products for new and existing members to choose from. This seminar seeks to introduce (primarily) new employees to the basic fund offering, including details of the defined benefit option versus accumulation alternative. Issues covered by this seminar include: • Membership categories • Insurance options • Contributions overview • Investment options • Benefits of UniSuper
Seminar details: Time: 12-1pm Location: 16A, Level 16, Tenison Woods House, 8-20 Napier Street, North Sydney NSW To register: please register at the UniSuper website.
Date: Wednesday 12 November 2014
Financial Considerations for Redundancy
Members considering accepting a voluntary separation package may benefit from attending our information session regarding their super options.
We understand that members may be faced with significant financial decisions and we aim to provide an overview of:
How employer termination payments are taxed
Options to replace lost income
Eligibility to access super benefits as a lump sum or pension
Tax consequences of accessing super
Super options that need to be considered within 90 days of leaving an employer, and
How UniSuper can assist with personal financial advice.
The ‘transition to retirement’ (TTR) option is a government initiative which recognises that members may want to decrease their working hours over time towards the end of their career. It allows members to access their super benefits as an income stream prior to retirement. Some members use it as an opportunity to boost their super benefits overall or just ease into retirement.
This session is suitable for members who are approaching, or are over age 55 and would like an overview of:
The potential benefits of a TTR strategy
Converting super to an income stream
Incorporating salary sacrifice to boost super benefits, and
Aspects to consider when determining if this strategy is appropriate for you
Accumulation 2 members are currently provided with inbuilt benefits which are self-insured by UniSuper. Due to ‘Stronger Super’ legislative changes, UniSuper will no longer be allowed to self-insure benefits for accumulation members.
As a result of this change Accumulation 2 inbuilt benefits will cease on 3 January 2015 (transition day) and be replaced by insurance cover through our external insurer, TAL Life Limited (TAL). Join our webinar as we discuss the key changes.
This presentation combines the Retirement Planning seminar with an additional presentation from a Centrelink representative. Don’t miss the opportunity to hear from both UniSuper and Centrelink experts on key retirement planning and Centrelink issues including:
What do you plan to do in retirement?
Accessing superannuation benefits
Retirement income streams
Estate planning considerations
Centrelink in detail
Treatment of superannuation pension and lump sums against the Age Pension
UniSuper Consultant Lindsey Aldis is available to assist ACU staff from any campus with free general advice on understanding their superannuation options.
Lindsay is available for virtual meetings via a GoToMeeting webinar link for ACU staff in any location which enables personalised videoconferencing. To make an appointment with Lindsey, simply call 0408 108 518 or email email@example.com
Lindsey is also available for face-to-face meetings on North Sydney campus each Thursday. These appointments are held in Room 14B, Level 14, Tenison Woods House, 8-20 Napier Street, North Sydney. Please see the contact details above to make an appointment.
UniSuper has qualified financial advisers available to meet with you for personal appointments to discuss retirement planning and investment strategies, debt management and more. Your first appointment with UniSuper Advice is complimentary. If you choose to proceed, a fixed quote will be provided at the end of the meeting.
North Sydney consultations
Craig Naylor, Financial Adviser from UniSuper Advice, will be available at North Sydney campus for face-to-face appointments for personal financial advice on Wednesday, 12 November, 2014. Appointments will be held in Room 14B Tenison Woods House, 8-20 Napier Street, North Sydney. To make an appointment with Craig, please call the UniSuper Financial Advice Centre on 1300 331 685 or email firstname.lastname@example.org.
Staff on other campuses can also make appointment with a financial advisor in their state - please call the UniSuper Financial Advice Centre on 1300 331 685 or email email@example.com.