Tip of the Week
Published: Wednesday 30th September 2015
Browse the range of handy online tools and calculators like the ones outline below, which are available via the UniSuper learning centre to help you to stay on track to reaching your financial goals. You can also get in touch with a UniSuper advisor to ask any questions you may have or attend an upcoming UniSuper seminar.
For members approaching their preservation age this calculator describes alternative ways to use their super to achieve their retirement goals. Depending on a members personal circumstances and goals, their alternatives may assist in:
- boosting income before retirement
- boosting the super balance on retirement
- supplementing income while moving to part-time work.
Want to get an overall picture of your super contributions, take-home pay and tax? Worried about going over the contribution caps? Could you be eligible for Government super co-contributions? The contribution planner gives you a snapshot of your financial situation and how your contributions to your accumulation super account are tracking.
Note: This calculator only takes into account accumulation super and does not include contributions to a Defined Benefit account.
The investment choice tool is an interactive way to learn about UniSuper’s range of investment options. Learn more about each of our options, build your own portfolio and see a breakdown of growth versus defensive assets for your chosen investments.
Note: This calculator is only for accumulation super, pension members or for the accumulation component of your Defined Benefit account.
Visit the UniSuper learning centre to see the full range of calculators available. There are also a number of online tutorials available on topics such as retirement planning and investment options.
Income Options in Retirement
Deciding what to do when it’s time to use your super for retirement can be daunting. This seminar aims to explain the common options available to generate income and fund your retirement goals. Topics discussed include:
- Challenges in retirement
- Pension options including annuities and account-based pensions
- Risks and benefits of different income options
- The effect of income options on the Age Pension
Time: 12 to 1pm
Date: Wednesday 14 October 2015
Location: Room C1.08, Level 1, Clancy Bldg., 25A Barker Road, Strathfield
Registration: Please register via the UniSuper website.
A copy of the seminar material will be provided after the session.
Do you have questions about UniSuper options?
UniSuper Consultant Andrew Syarief is available to assist ACU staff from all campus with free general advice on understanding their superannuation options.
Consultations are available through virtual meetings via a GoToMeeting webinar link. This option is available to staff in all location and will enable personalised videoconferencing. Face-to-face meetings are also available at the North Sydney Campus each Friday. These meetings are held in Room 14B, Level 14, Tenison Woods House, 8-20 Napier Street, North Sydney.
To make an appointment to see Andrew, call 0427 303 578 or email email@example.com.
Personal financial advice
UniSuper has qualified financial advisers available for personal appointments to discuss retirement planning and investment strategies, debt management and more. Your first appointment with UniSuper Advice is complimentary. If you choose to proceed, a fixed quote will be provided at the end of the meeting.
UniSuper Advice Financial Advisor Craig Naylor will be available at the Strathfield Campus for face-to-face appointments for personal financial advice on Wednesday 14 October 2015 in Room C2.31, 2nd Floor, Clancy Building.
To make an appointment with Craig, please call the UniSuper Financial Advice Centre on
1300 331 685 or email firstname.lastname@example.org.